About Beacon insurance coverage

Beacon insurance is exclusively focused on, and the leader in, behavioral health management. Since its start in 1990, Beacon has served over 40 million people all across the nation. Beacon is committed to helping people live their lives to their fullest potential by providing mental health and substance disorder management services.

What does Cigna cover when it comes to addiction treatment?

Beacon is focused on connecting their members to evidenced-based care solutions that work. Beacon plans offer access to a number of treatment options including:
  • Inpatient treatment
  • Outpatient treatment
  • Medication assisted treatment
  • Continuing care
Coverage varies based on your particular health plan. If you have questions about your level of coverage, contact a Beacon representative today so you can start treatment as soon as possible.

What types of addiction does Beacon cover?

Beacon covers common addictive substances including:
  • Alcohol
  • Prescription drugs
  • Opioids
  • Cocaine
  • Benzos
  • Heroin
  • Methamphetamine
The level of coverage you receive depends on your Beacon plan.

What is the Affordable Care Act (ACA) and how does it impact me?

The Affordable Care Act (ACA) was signed in 2010 to expand insurance coverage to millions of uninsured Americans. In addition to expanding coverage, that ACA outlines ten essential services that insurance companies must cover, including mental health and substance use disorders. Though coverage varies based on you specific policy, the following services are generally included:
  • Detox
  • Inpatient treatment
  • Outpatient treatment
  • Individual therapy
  • Group therapy
  • Medication
  • Aftercare

Will my insurance premium go up after treatment?

The ACA prohibits insurance companies from raising premiums or denying coverage for pre-existing conditions. When seeking services, you no longer have to worry about what this means for your health coverage in the future so you can have peace of mind as you step into your recovery journey. 

Verify your insurance

Fill out our insurance verification form to find out what benefits you qualify for. Rest assured, all submitted information is confidential.


Are you the Primary Policy Holder for this insurance policy?
Briefly describe what substances you're struggling with and if you've ever been in treatment before. You can also use this area to add any additional information/questions that you may have for our team.
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