Rehab With UMR Insurance

About UMR Insurance Coverage

UMR insurance has consistently prioritized the well-being of its policyholders, ensuring they receive top-notch care and necessary treatments. Whether it’s standard medical care or specialized treatment programs, UMR’s extensive network and coverage options cater to diverse needs, ensuring that you never have to compromise. At The Ohana, we partner with UMR to make high-quality rehab accessible for all.

Does UMR Cover Rehab And Addiction Treatment?

UMR typically covers treatments at rehabilitation centers like The Ohana. However, the extent of coverage at a rehab with UMR Insurance can vary based on individual plans. Some policies might cover a significant portion of the treatment, while others may only cover specific services or durations of stay. 


Additionally, preauthorization might be required to stay at a rehab with UMR insurance, and your benefits may differ for out-of-network UMR rehab facilities. It’s essential to consult with UMR about the specifics of your coverage before choosing a rehab. Our admissions team can also assist in clarifying your coverage, so you’re well-informed before you start treatment.

What Types Of Addiction Does UMR Cover?

UMR’s coverage encompasses a broad spectrum of addictions, including:

  • Alcohol addiction
  • Opioid addiction
  • Cocaine and other stimulant addictions
  • Prescription drug addiction
  • Benzodiazepine addiction
  • Behavioral addictions like gambling
When in doubt, you can always reach out to clarify the specifics of your policy and find out more about UMR Insurance rehab coverage.

The Affordable Care Act (ACA): How Does It Impact Me?

The Affordable Care Act (ACA) revolutionized healthcare coverage in the U.S. by emphasizing prevention and treatment over discrimination due to pre-existing conditions. 


For those seeking addiction treatment with UMR Insurance, the ACA mandates that insurance companies provide coverage for substance abuse and mental health services, placing them on par with other medical treatments. 


This means that, under the ACA, individuals have better access to necessary rehabilitation services with UMR rehab coverage, regardless of their past or current health conditions. Furthermore, insurers cannot raise premiums based solely on these health conditions. This act ensures that you receive the care you need without undue financial burdens.

Group of people listening to a woman sharing her story of drug addiction and rehab
2 men discussing therapy together

Will My Insurance Premium Go Up After Addiction Treatment or Rehab?

One of the most common concerns when seeking treatment is the potential financial consequences. The good news is that the Affordable Care Act prohibits insurance companies from raising premiums based solely on an individual’s health condition, including seeking treatment for addiction. However, it’s essential to be aware that insurance premiums can change for a variety of reasons, such as annual rate adjustments.

Always be proactive. Contact UMR rehab representatives directly to discuss any concerns about potential changes to your insurance premium post-treatment. Being informed is the first step towards peace of mind.

Why Choose The Ohana Rehab With UMR Insurance?

With its luxurious facilities, expert staff, and holistic approach, The Ohana ensures that each individual is treated with the utmost care and respect. We used evidence-based treatments, holistic treatments, adventure therapy and, in some cases, medication-assisted treatment to meet your personal needs. UMR Insurance coverage for drug and alcohol rehab makes The Ohana the perfect place to recover. 


Here are some benefits of choosing The Ohana:


Executive Treatment: Many successful individuals fear that taking a break for treatment might jeopardize their careers, and some wait until addiction nearly ruins everything. We urge you not to delay. At The Ohana, you may be able to continue working while in treatment if it’s beneficial to your recovery. Reach out to us to learn more about our Executive Treatment Program.


Holistic Therapies: Beyond conventional therapies, The Ohana offers yoga, meditation, and other holistic treatments to ensure a balanced approach to recovery.


Tailored Programs: Recognizing that each individual is unique, The Ohana provides customized treatment plans catering to the specific needs and challenges of each patient.


Continuous Support: Recovery doesn’t end after leaving the rehab center. The Ohana offers aftercare and continuous support, ensuring that your journey remains steady and focused.


We know seeking help can be challenging. Be aware of the signs you need to go to rehab and be honest with yourself about whether you need treatment.

When Rehab Is Not Fully Covered: Exploring Your Options

There may be instances where rehab treatments might not be fully covered by your insurance. However, this should not deter you from seeking the best care for yourself or your loved ones. The Ohana is committed to making world-class rehabilitation accessible. Here are some avenues to consider:

Flexible Payment Plans: At The Ohana, we understand the importance of quality treatment, and that’s why we offer flexible payment plans tailored to suit various financial situations. This ensures that you don’t have to compromise on the quality of care due to monetary constraints.

Exploring Alternative Insurance Plans: Sometimes, it might be worth considering a switch to a different insurance policy or exploring additional coverage options that might cater more comprehensively to addiction treatment.

Personal Financing: While not the first choice for many, personal loans or financial help from close family or friends can sometimes be a way to bridge the gap. Given the transformative power of effective rehab, many view it as an invaluable investment in health and future happiness.

The journey to recovery is a collaborative effort. Our admissions team at The Ohana is always available to guide you through the financial aspects of treatment, ensuring that you can focus on what truly matters – your recovery.


Entering rehabilitation is a significant step, and at The Ohana, we’ve streamlined our admissions process to make it as seamless as possible. 


Upon reaching out to us, a dedicated admissions counselor will guide you through a comprehensive assessment, ensuring we understand your unique needs and challenges. Following this, we’ll discuss treatment options tailored for you, clarify any insurance or financial concerns, and provide guidance on preparing for your stay. 


Our goal is to alleviate any stresses tied to the administrative aspects, allowing you to focus solely on your upcoming journey to recovery. Rest assured, with The Ohana, you’re in caring hands from the very start.


You can also let us know the best time to talk and we will contact you based off or your preferences.


You can also let us know the best time to talk and we will contact you based off or your preferences.


You can also let us know the best time to talk and we will contact you based off or your preferences.

Embracing A New Beginning At The Ohana

Every journey to recovery is unique, and choosing the right path is paramount. With The Ohana’s luxurious environment, comprehensive therapies, and unwavering support, you’re choosing a sanctuary where healing is the heart of everything we do. 


Navigating the intricacies of insurance and treatment options can be daunting, but our dedicated team is here to guide you every step of the way. Remember, recovery isn’t just about leaving behind old habits; it’s about embracing a brighter, healthier future. Call us today at 888-828-5173.


Thank you For Contacting Us!

An agent will be contacting you shortly to further discuss your treatment options! Thanks for choosing The Ohana Hawaii!

Verify Your Insurance

    After pressing the submit button below, please wait up to one minute for your insurance data to be securely transmitted.